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Savings Rates

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Rates effective December 1, 2024

Share Certificates and IRA Certificates
Term Minimum Balance Dividend Rates APY*
6 Month $1,000.00 3.687% 3.75%
12 Month $1,000.00 3.687% 3.75%
24 Month $1,000.00 4.169% 4.25%
36 Month $1,000.00 3.928% 4.00%
48 Month $1,000.00 3.928% 4.00%
60 Month $1,000.00 3.928% 4.00%
84 Month $1,000.00 3.928% 4.00%

Rate effective for December 2024

IRA Certificates
Term Minimum Balance Dividend Rates APY*
18 Month Variable IRA Certificate ** $1.00 3.735% 3.80%


Rates effective for November 2024

IRA Share Accounts
Account Type Min. Balance Between Dividend Rate APY*
IRA Savings $5.00 - $1,000.00 0.698% 0.70%
IRA Savings $1,000.01 - $5,000.00 0.747% 0.75%
IRA Savings $5,000.01 - + 0.797% 0.80%

Rates effective for November 2024

Super Savings & Checking Accounts
Account Type Minimum Balance Dividend Rate APY*
Super Savings $1,000.00 *** 0.946% 0.95%
Super Savings $5,000.00 *** 0.995% 1.00%
Super Savings $50,000.00 *** 1.193% 1.20%
Super Savings $100,000.00 *** 1.292% 1.30%
Share Draft/Checking $1,000.00 *** 0.010% 0.01%
Super Checking $1,000.00 *** 0.399% 0.40%
Super Checking $5,000.00 *** 0.449% 0.45%
Super Checking $50,000.00 *** 0.499% 0.50%
Super Checking $100,000.00 *** 0.549% 0.55%

Rates effective for November 2024

Regular Savings 
Account Type Minimum Balance Dividend Rate APY*
Regular Savings $5.00 0.100% 0.10%

Fees may reduce earnings. Rates are subject to change. A fee may be charged for early withdrawal of a fixed term certificate and member will not receive the full advertised APY on account.

*Annual Percentage Yield.
**Rate may change after opening.
***Minimum average balance for the month to earn dividends.